Lawyer-vetted templates: built for African commerce.
Download free, legally sound contracts, GRA-compliant tax invoices, and agency proposals built specifically for African commercial laws and operating conditions.
Ghana Revenue Authority (GRA) Tax Engine
Compute Standard VAT (15%), NHIL (2.5%), and GETFund (2.5%) automatically with instant QR-stamped invoice generation in EsperWorks.
Digital E-Sign with SMS OTP & HMAC Hash
Send any template to your client with two-factor SMS authentication and an immutable cryptographic audit trail. No scanner required.
Popular Business Templates
Free to download & useGhana Independent Contractor Agreement
Standard commercial agreement compliant with Ghana Labour Act 2003 (Act 651). Covers deliverables, milestone schedules, IP transfer, and late fees.
GRA-Compliant VAT & NHIL Invoice Template
Includes pre-programmed tax formula rows for Standard VAT (15%), NHIL (2.5%), GETFund (2.5%), and total Ghana Cedi payable calculations.
Mutual Non-Disclosure Agreement (NDA)
Two-way confidentiality agreement protecting proprietary code, trade secrets, financial records, and client databases for consulting partnerships.
Creative Agency & Software Proposal Template
Professional pitch deck with itemized scope of work, timeline milestones, client terms, and automatic acceptance-to-contract conversion.
Coworking Space Membership Agreement
Shared office contract outlining hot-desk rules, conference room allowances, internet acceptable use, and monthly recurring billing terms.
Monthly Retainer & Scope of Work (SOW)
Structured retainer agreement defining monthly committed hours, SLA response times, rollover policies, and automatic MoMo billing cycles.
Create, sign, and bill with these templates in one place
Don't just download static files. Use EsperWorks to auto-populate contract terms, send for SMS-verified digital signature, and bill clients via Mobile Money in seconds.